Template-Type: ReDIF-Article 1.0 Author-Name:Michael Khromov Author-Name-First:Michael Author-Name-Last: Khromov Author-Workplace-Name: Gaidar Institute for Economic Policy Title: SAVINGS BEHAVIOUR PATTERN: FORGET THE CURRENCY Abstract: In 2015, the population has turned to the savings pattern. It is reflected among other in the renewal of the savings rate on bank deposits, which was characteristic of 2012–2013 and simultaneous repayment of bank debts. At the same time, prior to December 2015, there was no signifi cant demand for foreign currency and downward trend for cash demand remained. Classification-JEL: E21, E41, E51, E58, G21 Keywords: Banking sector, Russian Economy Journal: Russian Economic Developments Year: 2016 Issue: 2 Month: February Pages: 45-47 File-URL: http://www.iep.ru/files/RePEc/gai/recdev/690Khromov.pdf File-Format: Application/pdf Handle: RePEc:gai:recdev:690