Template-type: ReDIF-Article 1.0 Author-Name: Zubov Sergey Author-Workplace-Name: Russian Presidential Academy of National Economy and Public Administration Title: Retail Lending in January-April 2021: Growth of Debt Burden Indicator Title: Кредитование физических лиц в январе-апреле 2021 г.: рост показателя долговой нагрузки Abstract: The growth rate of lending to individuals increased significantly in 2021 contributing to the expansion of consumer demand. Certain concern is caused by the growth of lending that is largely due to loans to high-debt borrowers. In this regard, the Bank of Russia decided to return macroprudential premiums on unsecured loans to the level preceding the pandemic. Keywords: Russian banking sector, retail lending, debt burden indicator, macroprudential markups, Bank of Russia Classification-JEL: D81, E58, G21 Journal: Russian Economic Developments Year: 2021 Issue: 6 Month: June Pages: 35-38 File-URL: http://www.iep.ru/files/RePEc/gai/recdev/r2165.pdf File-Format: Application/pdf Handle: RePEc:gai:recdev:r2165