Template-type: ReDIF-Article 1.0
Author-Name: Sergey A. Zubov
Author-Workplace-Name: Russian Presidential Academy of National Economy and Public Administration
Title: Retail Lending in January-August 2023
Title: Кредитование физических лиц в январе-августе 2023 г.
Abstract: A relative stabilization of the financial and economic situation and growth in households’ disposable cash incomes have driven up retail lending volumes on the market. The shares of bad loans and overdue loans have remained consistently low, however, the quality of the overall loan portfolio still causes the regulator’s concern. As a consequence, the Central Bank has to take measures aimed at cooling the consumer lending market to prevent a further risk buildup.
Keywords: Russian banking sector, retail lending, past-due debt, Bank of Russia
Classification-JEL: D81, E58, G21
Journal: Russian Economic Developments
Year: 2023
Issue: 10
Month: October
Pages: 41-44
File-URL: http://www.iep.ru/files/RePEc/gai/recdev/r2382.pdf
File-Format: Application/pdf
Handle: RePEc:gai:recdev:r2382