Template-Type: ReDIF-Article 1.0
Author-Name:Khromov Mikhail
Author-Name-First: Mikhail 
Author-Name-Last:Khromov 
Author-Workplace-Name: Gaidar Institute for Economic Policy 
Title: RETAIL BANK LENDING: DEBT BURDEN IS DECREASING 
Abstract: In 2016, the volume of bank lending resumed growth. However, its level remains below the 2014 indicators and is insufficient to curtail the reduction of the population’s loan debt volumes. There is a shift  in the retail bank lending debt structure in favor of the long-term and cheaper mortgages. This results in the reduction of the debt burden on the disposable income of the households. 
Classification-JEL: E21, E41, E51, E58, G21
Keywords:  Banking sector, Russian Economy
Year: 2016
Issue:6
Month: June
Pages: 11-12
File-URL: https://iep.ru/files/RePEc/gai/recdev/recdev-2016-6-663.pdf
File-Format: application/pdf
File-Function: Revised version, 2016
Handle: RePEc:gai:recdev:recdev-2016-6-663